Privacy Policy

Spendaily collects only the data necessary to provide its core functionality.

Information you provide:

• Email address (if you choose to sign in with email)

• Budget amounts and expense entries you manually add

• Optional notes or text you enter in the app

• Savings goal names, targets, and contribution history

• Profile name and avatar preferences

Automatically collected information:

• Basic diagnostic data such as crash reports (used only to improve app stability)

• Subscription status for managing premium features

• Push notification tokens (if you enable notifications)

Spendaily does not access your bank accounts, payment cards, contacts, photos, or location.

Your information is used only to:

• Provide app functionality (budget calculations, daily limits, rollover, savings goals)

• Maintain your account and sync your data across sessions

• Process and manage premium subscriptions

• Send transactional emails (verification codes, password resets, data exports)

• Deliver push notifications you've opted into (spending reminders, goal alerts)

• Improve app stability and performance through anonymized crash reports

Spendaily does not use your data for advertising, tracking, or marketing purposes. We do not build advertising profiles from your spending data.

Spendaily does not sell, rent, or share your personal data with third parties for advertising or marketing.

We may share data with:

• Apple - for processing in-app purchases, managing subscriptions, and verifying Apple Sign-In authentication

• Google - for verifying Google OAuth authentication tokens

• Brevo (Sendinblue) - for delivering transactional emails (verification codes, password resets, data export emails)

• Expo - for delivering push notifications to your device

These services process only the minimum data necessary for their function. We do not use data brokers or third-party advertising services.

Your data is stored securely using industry-standard safeguards:

• All data transmitted between the app and our servers is encrypted using TLS

• Passwords are hashed and never stored in plain text

• Authentication tokens expire after 7 days and are stored securely on-device

• Account deletion requires email verification (6-digit OTP code)

• Server infrastructure uses standard security practices

• We regularly review and update our security measures

You may:

• Use Spendaily without connecting a bank account (we never ask for one)

• Delete your account and all associated data directly in the app: **Settings → scroll to bottom → Delete Account**

• Export your spending data via email (PDF + CSV)

• Contact us for data access requests

For data access requests or other privacy questions, contact us at contact@spendaily.com.

We may update this policy from time to time. Any changes will be posted on this page with an updated revision date. We encourage you to review this policy periodically.

If you have questions about this Privacy Policy, contact:

contact@spendaily.com